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Most personal loans are unsecured, based primarily on your creditworthiness. But if your credit score isn’t strong enough to snag an unsecured loan, consider a secured loan, also known as a collateral.
Homebuyers have the option to seek prequalification or preapproval by a mortgage lender. Prequalification is a quick screening – the lender asks you for basic information, such as your income, assets,
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Getting a Mortgage with Bad Credit. If you have bad credit and fear you’ll face a loan denial when applying for a mortgage, don’t worry. You may still be able to get a mortgage with a low credit score. Of course it will depend on a few factors, so your best bet to see if you’ll qualify for a loan is to talk to a lender. Many lenders will.
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